loan

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noun

ADJECTIVE

▪ large, massive

▪ small

▪ long-term, short-term

▪ high-interest, interest-free, low-interest, no-interest (AmE)

▪ adjustable-rate (AmE), fixed-rate, variable-rate

▪ guaranteed (AmE), secured, unsecured

▪

As it was an unsecured loan, their property was not at risk.

▪ home-equity (= in which your house is given as security for the money borrowed) (AmE)

▪

Fixed-rate home-equity loans can help cover the cost of a single large purchase.

▪ outstanding

▪

They used the inheritance to pay off their outstanding loan.

▪ bad, non-performing

▪

a banking system riddled with bad loans

▪ business, consumer, personal

▪ bank

▪ bridge (AmE), bridging (BrE), temporary

▪ home, mortgage

▪ auto (AmE), car

▪ student

VERB + LOAN

▪ apply for, ask for, request

▪ arrange, get, obtain, raise (esp. BrE), take out

▪

She had to take out a loan until she could sell her house.

▪ give sb, grant sb, make sb, offer, provide

▪

My bank offered to make me a loan.

▪ receive

▪ pay back, pay off, repay

▪ guarantee, secure, underwrite

▪

The banks will not agree to emergency funding unless the government will underwrite the loan.

▪ consolidate

▪

If you have several student loans, you can consolidate them into one lump sum.

LOAN + VERB

▪ total sth

▪

loans totalling/totaling a million euros

LOAN + NOUN

▪ application

▪ agreement, arrangement (BrE), deal (BrE, sports)

▪

the terms of the loan agreement with the bank

▪

The striker comes to the Premiership on an 18-month loan deal from Roma.

▪ interest, rate

▪ guarantee

▪ payment, repayment

▪

They were struggling to meet their monthly loan repayments.

▪ facility (esp. BrE)

▪

The bank provides personal loan facilities at competitive rates.

▪ period (esp. BrE)

▪

The book must be returned by the end of the loan period.

▪ officer (AmE)

▪

a loan officer at a local mortgage company

▪ shark

▪

He ran up massive debts borrowing from loan sharks.

PREPOSITION

▪ on loan (from)

▪

The paintings are on loan from the Wallace Collection.

▪ loan from

▪

a loan from my brother

PHRASES

▪ security for a loan

▪

He had to use his house as security for the loan.

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verb

Loan is used with these nouns as the object: ↑money